APPLY FOR A LOAN
Fill in a simple application form by pressing the button on the right-hand side, and our experts will contact you promptly.
Fill in a simple application form by pressing the button on the right-hand side, and our experts will contact you promptly.
REAL PROPERTY LOAN
Advantages:
– Loan term – up to 20 years
Flexible loan repayment schedule: from 12 to 240 months
– Cash from UAH 300,000.00 to UAH 5,000,000.00
Real property loan, but not over 70% of an estimated (market) value of real property to be purchased
– Fixed interest rate
– Interest rate is 30,00% – Repayment schedule
Classical repayment schedule or annuity (in equal parts)
– Loan security
As a loan security, an apartment, house (as well as a land lot), non-residential premises (shopping or office premises) are accepted
– Insurance against risk
– Borrower’s life insurance and property insurance. Provided annually in insurance companies accredited by the Bank.
– regarding the Borrower:
– regarding the pledged property:
– wire transfer by a customer (or their proxy) from their current accounts;
– agreed charge-off from the Borrower’s current/card account, opened for crediting and loan repayment, or any other current account of a Borrower;
– depositing cash in the cash desk of the Bank.
Life insurance: 0.6% of available amount of the principal of the loan, annually
Real property insurance: 0.3% of cost of real property, annually
Notary services: from UAH 5000.00 to UAH 10,000.00, approximately
Appraisal services: from UAH 600.00 to UAH 2,000.00, approximately
Bank fee for the cash management services for withdrawal/transfer from current account *: up to 2.5% of a withdrawn/transferred amount
*Loan is credited to the Borrower’s current account opened with JSC “BANK SICH”
Probable consequences for a Customer in case of their failure to fulfill liabilities under the banking service agreement
A Customer shall repay an amount of a loan, fee and interest on a loan, as provided by loan agreement and law of Ukraine.
Probable consequences in case of a failure to fulfill loan agreement:
– charges for late payment of loan payments / interest on a loan / other payments:
or:
or:
In case of undue repayment of a loan (its part), a Borrower shall, as provided by Article 625 of the Civil Code of Ukraine, repay a loan along with an inflation ratio, accrued for the whole period of delay, interest on unlawful use of such a loan (rated in paragraph 1.14 of loan agreement), and penalty, as provided by loan agreement.