APPLY FOR A LOAN

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Cash unsecured loan

CREDITING FOR ANY PURPOSE

Advantages:

  • Amount of loan – up to UAH 300,000.00
  • Loan term – up to 36 months
  • Unsecured loan
  • Minimal package of documents
  • Fixed interest rate – 0,001%
  • Loan management fee – 2.99% (of a loan amount)

  • Lending conditions

    –  Age of borrowing customers: 25-65

    –  Loan term – up to 36 months
    You can choose a convenient loan repayment period: 12, 24 or 36 months

    –  Cash from UAH 10,000.00 to UAH 300,000.00
    Unsecured loan for any purpose

    –  Fixed interest rate 0.001%

    –  Repayment schedule
    Annuity (in equal parts)

    –  Loan fee
    Monthly loan management fee – 2.99% of a loan amount.


  • Required documents

    – Regarding the Borrower:

    • Passport of the citizen of Ukraine, ID card, or other documents indentifying the citizenship of Ukraine.
    • Registration number of the taxpayer’s registration card.
    • Certificate of income for the last 6 months from a primary employer and/or card account statement, where payroll is passed to, for the last 6 months (financial statements for the latest reporting date and the latest full year for individual entrepreneurs).
    • Other documents upon the Bank’s request.

  • Ways of loan repayment

    –  Wire transfer by a customer (or their proxy) from their current accounts.

    –  Depositing cash in the cash desk of the Bank

Loan is credited to the Borrower’s current account opened with JSC “BANK SICH”.

Bank fee for the cash management services for withdrawal/transfer from current account : 0% of a withdrawn/transferred amount

Probable consequences for a Customer in case of their failure to fulfill liabilities under the banking service agreement

A Customer shall repay an amount of a loan, fee and interest on a loan, as provided by loan agreement and law of Ukraine.

Probable consequences in case of a failure to fulfill loan agreement:

– charges for late payment of loan payments / interest on a loan / other payments:

  •     UAH 100.00 shall be charged for a late payment of loan payments and/or interest on a loan and/or fees, as provided by loan agreement. This shall be applied if a loan is repaid not later than the 6th calendar days from the date of such a debt;

or:

  •     UAH 250.00 shall be charged for a late payment of loan payments and/or interest on a loan and/or fees, as provided by loan agreement. This shall be applied if a debt remains outstanding over six calendar days from the date of such a debt;

or:

  •     UAH 1,000.00 shall be charged for a Customer’s failure to provide the Bank’s representatives with a confirmation of income within 3 business days, upon their first request.

In case of undue repayment of a loan (its part), a Borrower shall, as provided by Article 625 of the Civil Code of Ukraine, repay a loan along with an inflation ratio, accrued for the whole period of delay, interest on unlawful use of such a loan (rated in paragraph 1.14 of loan agreement), and penalty, as provided by loan agreement.