INTEREST RATE

Deposit currency Interest rate for period (number of days), %
32 91 183 274 365 458 1100
UAH 13,95 10,00 12,00 10,45 15,00
USD 0,85 0,45 0,75 1,80 3.00
EUR 0,45 0,25 0,40 0,90 1,50

LOYALTY PROGRAMS

+ 0,50% бонусу до відсоткової ставки за вкладами в національній валют – для пенсіонерів (при пред’явленні посвідчення).

+ 0,50% бонусу до відсоткової ставки за вкладами в національній валюті – для військовослужбовця ЗСУ або добровольця Територіальної оборони (при пред’явленні посвідчення).

+ 0,5 % при переоформленні вкладником банківського вкладу в національній валюті на новий строк. При цьому сума та строк при переоформленні вкладу – не менше суми та строку попереднього вкладу; термін, протягом якого звернувся клієнт для переоформлення вкладу – не пізніше наступного робочого дня після закінчення строку вкладу.

Важливо! При оформленні депозитних вкладів діє лише одна з програм лояльності.

 Ваші кошти захищені Фондом гарантування вкладів фізичних осіб

DEPOSIT TERMS & CONDITIONS

Deposit arrangements In departments of JSC «BANK SICH»
Currency of deposit UAHUSD, EUR
Minimum amount of deposit UAH 1,000.00 / USD 100.00/ EUR 100.00
Maximum amount of deposit Not applicable
Deposit period 183 days (6 months), 274 days (9 months), 365 days (12 months), 458 days (15 months), 1100 days (36 months)
Deposit replenishment Not applicable
Payment of interest Monthly, to a card or current account
Automatic extension Not applicable
Partial cut of deposit Not applicable
Early return of deposit Not applicable
Termination of deposit agreement Not applicable, unless otherwise provided by the law of Ukraine
Terms & conditions of return Upon expiration of deposit agreement

HOW TO MAKE A DEPOSIT

CHOOSE A DEPOSIT

Learn the list of deposits and choose the most appropriate one

FILL IN APPLICATION FORM

You may fill in an application form, and our experts will contact you promptly

MAKE AGREEMENT

Our expert will invite you to the nearest bank department. You may choose the nearest bank department in “Bank departments & ATMs”

Key points of the deposit “TREASURY”

Consolidated terms & conditions of deposits

PUBLIC OFFER

  1. JSC “BANK SICH” shall notify a Customer about probable consequences of a banking service and failure to fulfill the Customer’s responsibilities under the agreement for such a service:

Deposit agreement shall be effective from the date of depositing the deposit amount to a deposit account in the Bank’s cash desk or by wire transfer to the Depositor’s deposit account, and shall be active until a full return of deposit to the Depositor and full payment of interest, as provided by deposit agreement. Deposit account shall be closed on the next business day after the date of return of deposit.

In case a Customer does not make a deposit in terms under deposit agreement, the Bank’s and Customer’s liabilities are regarded to be terminated.

The Bank shall accrue interest on deposit based on the interest rate, as provided by a certain deposit program chosen by a Customer and fixed in deposit agreement.

Interest on deposit shall be paid by the Bank, according to deposit conditions chosen by a Customer and deposit agreement, on the date of expiration of deposit, by wire transfer to a current account listed in deposit agreement.

Income from deposit transactions is subject to tax, according to the law of Ukraine.

If a Depositor receives any allowances and subsidies, additional income may cause their loss.

For cash in amount over UAH 20,000.00 from a current account, a Customer shall submit an application to the Bank the day before.

  1. Probable consequences for a Customer in case of untimely request for return of deposit:

Amount of deposit and interest available at the date of expiration of deposit agreement shall be transferred to the Depositor’s current account listed in deposit agreement.

The Bank shall not accrue and shall not pay interest on deposit after expiration of such a deposit (if the Bank is not able to return deposit and accrued interest to the Depositor’s current account due to reasons beyond the Bank’s control).

  1. The Bank may not require from a Customer to purchase any products or services from the Bank or its related entity as an obligatory condition for the servicing (except the package of banking services).
  2. The Bank may not make any amendments and changes to agreements concluded with its Customers, unless otherwise provided by law or such agreement.
  3. A Customer may decline any promo materials sent by electronic means of communication.
  4. Additional and accessorial services related to arrangement of deposits are not available.
  5. A Customer may decline an agreement for banking services, if such a right is provided by law.
  6. For the bank depositEasy” (a bank deposit for individuals), a full or partial early return of deposit before the fixed date of rerun is applicable on the grounds of a written request to the Bank.

За банківськими послугами «Банківська класика», «Універсальний», «Скарбниця»,  «Скарбниця +», «Відпочинок» дострокове повернення Вкладу (частині Вкладу) не передбачено.