Lending to the real economy is a priority activity of PJSC Bank Sich.

The bank invites Ukrainian companies with stable business, which need to attract credit funds for current needs or need to finance long-term projects in local and foreign currencies.

We provide individual approach for each client, flexible tariffs and interest rates, prompt loan decision, fast and competent paperwork, we offer the most effective and convenient credit products according to needs and capabilities of the borrower.

Bank works with a wide range of collateral (real estate, land, vehicles, equipment, goods in circulation, property rights on cash and so on), provides the possibility of early repayment of the loan without paying commissions and penalties.

We offer following credit products:

 

Working capital loan
ConditionsValue
Type of loan–        Revolving line of credit

–        Non-revolving line of credit

–        Credit

Repayment schedule/lending limit decrease–        In equal parts monthly

–        Personalized

Loan term–        Up to 12 months
Interest rate–        18% per cent per annum
Periodicity of interest payment–        Monthly
Loan collateral–        Non-residential real estate

–        Residential real estate

–        Vehicles

–        Equipment

 

Fixed asset loan
ConditionsValue
Type of loan–        Non-revolving line of credit

–        Credit

Repayment schedule/lending limit decrease–        In equal parts monthly

–        Personalized

Down payment–        From 30% of value of fixed assets to be purchased
Loan term–        Up to 60 months
Interest rate–        18% per cent per annum
Periodicity of interest payment–        Monthly
Loan collateral–        Non-residential real estate

–        Residential real estate

–        Vehicles

–        Equipment

 

Overdraft
ConditionsValue
Type of loan–        Overdraft
Repayment schedule/lending limit decrease–        At the end of the loan term
Loan term–        Up to 12 months
Interest rate–        17% per cent per annum
Periodicity of interest payment–        Monthly
Term of continuous use–        Up to 30 days
Minimum amount–        Up to 30% of the average monthly sales/receipts to current account with a monthly review
Loan collateral–        Personal sureties

For more information about credit products and necessary documents for the loan you can call:
0 800 501 000, or by contacting the Bank