Lending to the real economy sector is a priority for Bank Sich.

The bank is looking for entrepreneurs with stable business that need to attract credit resources for current needs or to finance long-term projects.

We offer following loan products:

Working capital loan
ConditionsValue
Type of loan–        Revolving line of credit

–        Non-revolving line of credit

–        Credit

Repayment schedule/lending limit decrease–        In equal parts monthly

–        Personalized

Loan term–        Up to 12 months
Interest rate–        18% per cent per annum
Periodicity of interest payment–        Monthly
Loan collateral–        Non-residential real estate

–        Residential real estate

–        Vehicles

–        Equipment

 

Fixed asset loan
ConditionsValue
Type of loan–        Non-revolving line of credit

–        Credit

Repayment schedule/lending limit decrease–        In equal parts monthly

–        Personalized

Down payment–        From 30% of value of fixed assets to be purchased
Loan term–        Up to 60 months
Interest rate–        18% per cent per annum
Periodicity of interest payment–        Monthly
Loan collateral–        Non-residential real estate

–        Residential real estate

–        Vehicles

–        Equipment

 

Overdraft
ConditionsValue
Type of loan–        Overdraft
Repayment schedule/lending limit decrease–        At the end of the loan term
Loan term–        Up to 12 months
Interest rate–        17% per cent per annum
Periodicity of interest payment–        Monthly
Term of continuous use–        Up to 30 days
Minimum amount–        Up to 30% of the average monthly sales/receipts to current account with a monthly review
Loan collateral–        Personal sureties

 

We provide individual approach to every client, flexible charges and interest rates, prompt decision on loans, fast and qualified document processing. We offer the most effective and convenient loan products according to the needs and capabilities of the borrower.

The bank is working with a wide range of collateral (real estate, land, vehicles, equipment, goods in circulation, property rights on cash, etc.) and offers the possibility of early repayment of loans without penalty and commissions.

For more information on credit products and necessary documents for credit registration you can call:

0 800 501 000, or contact the Bank.