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About Bank

Public Joint-Stock Company “Bank SICH” is a universal bank established in 2011. Major shareholders are individual persons and citizens of Ukraine.

As of January 1, 2018, the Bank’s assets amount to UAH 844.8 million. Loans to customers – UAH 463.4 million, Including loans to legal entities – UAH 458.8 million, Loans to individuals – UAH 4.6 million. The shareholders’ equity is UAH 203.1 million, the authorized capital is UAH 200.09 million. The Bank’s obligations amount to UAH 641.8 million, including funds of legal entities – UAH 197.2 million, funds of individuals – UAH 395.8 million. The balance profit amounted to UAH 1.2 million.

The Bank’s financial strength may be proved by the increase of its credit rating up to uaA- level with the forecast “Stable” in June 2016, according to the results of inspection and renewal of the credit rating made by “IBI-Rating” National Rating Agency. (Minutes No. 36 dated June 29, 2016). In December, 2017 the national authorized rating agency “IBI Rating” made a decision to confirm the credit rating of PJSC “BANK SICH” at the level of uaA-, the forecast “Stable” (Decision No. 258-17 / FC / SICH 01-12up “On updating the credit rating according to the Protocol of the Rating Committee LLC “Rating agency” IBI-Rating “of December 26, 2017 № 41).

In 2014, by decision of the Commission of the National Bank of Ukraine for Supervision and Regulation of the Banking Activity and Payment Systems in Ukraine (Minutes No. 369 dated September 02, 2014), PJSC “BANK SICH” was allowed to consider the funds as a part of the Bank’s capital which were attracted under the subordinated conditions in the amount of USD 2 million at the NBU official rate as of July 31, 2014. Shareholders of PJSC “BANK SICH” intend to increase the Bank’s capital following the NBU’s schedule for increase of the minimum banks’ capital, as set forth by the law of Ukraine.

“BANK SICH” business is successful in 10 regions of Ukraine, namely in Kyiv, Lviv, Ivano-Frankivsk, Ternopil, Chernivtsi, Zhytomyr, Cherkasy, Khmelnytskyi, Kherson, and Sumy regions. The head office is based in Kyiv city, and the regional directorates operate in Lviv, Cherkasy cities.

The Bank’s business priority is the service of middle corporate businesses and small businesses, expansion of branches and payment terminals.

“BANK SICH” is a member of the Deposit Insurance Fund, Association “Ukrainian Stock Traders”, Association of Ukrainian Banks, and Association “UkrSWIFT”. The Bank cooperates with “Thomson Reuters” Information Agency.

Since August 2012, “BANK SICH” is an affiliated member of the international payment system MasterCard Worldwide. “BANK SICH” is a full-fledged member of the UkrCard payment system.

In connection with the increase of the Bank’s authorized capital, on June 26, 2017, a revised version of the Charter of PJSC “BANK SICH” was approved by the Extraordinary General Meeting of Shareholders. The authorized capital of the Bank was increased to 200,090,000.00 by private depositing of the ordinary registered shares additionally issued by PJSC “Bank SICH”.

The Bank’s authorized capital is increased with the purposes of fulfillment of requirements of the Law of Ukraine “On Banks and Banking Activity” to the amount of the authorized capital and with the purpose of increase of the Bank’s financial strength.



Well-structured strategy


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OUR STRONG SKILLS:

 

  • Balanced strategy based on the post-crisis experience
  • Safe deposits
  • Fast and safe settlements
  • Ability to create individual products for your business
  • Reachable management – we are open for each client!